November 8, 2019
If you’re not a fan of Black Friday chaos—you know…the crowds, the rush, the relentless search for a parking space—then ditch the onsite shopping this year while still enjoying the sweet deals.
Here are a few ideas to get in on the savings…without stepping foot in the mall:
Take advantage of Cyber Monday
Why even get in the car when you can find just about anything online? Cyber Monday is a great way to get in on some excellent online deals. Once the ads start rolling out, cross-reference your gift list with Cyber Monday advertisements. Make note of what company is offering the best deals on the gifts you need to purchase. Then, on Cyber Monday, be one of the first to visit vendor websites and purchase items at a discount.
Beware of over-browsing, however. Don’t fall into the trap of buying items that are not on your gift list…just because there’s a good deal.
Shop local and negotiate
If you don’t want to do all your shopping online, shop local! Search out unique boutiques and consignment stores to find custom gifts at Black Friday prices. Sometimes, you can negotiate prices for even more savings.
Remember, gift giving should be fun. Use these tips to avoid the stress of Black Friday shopping if it’s just not your cup of tea.
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We who live in North Alabama know our weather. The meteorological phenomena mean we are well versed in the vocabulary of watches, warnings, El Niño, and microbursts. But knowledge without action is useless. Leverage the Alabama Department of Revenue's sales tax holiday for Severe Weather Preparedness to take action and save on supplies and other items to ready for the upcoming storm season.
There’s no better time to talk about goals than the start of a new year. And what better topic than your career? The following are a few tips to help you set reasonable and achievable goals this year:
A major change took effect at the start of 2020 that many taxpayers may not notice for some time. A new form W-4, which indicates how much to withhold from an employee's paycheck, is now in effect. The more complicated form aims to increase accuracy of withholding - diminishing large refunds and aligning more closely the tax withheld with the tax liability on an individual's 1040. But, the greater complexity is sure to raise questions from employees with their employers. The IRS has a tool to help employees fill it out, but gone are the days of listing filing status and number of exemptions.